Real estate appraisal services for homeowners in the city of Rogersville and Hawkins County
See the top 7 reasons TN homeowners order from East Tennessee Real Estate and Appraisal:
Do you own a home in or near Rogersville? Do you need help determining the value of your real estate?
At East Tennessee Real Estate and Appraisal, we understand the particular needs of a customer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at East Tennessee Real Estate and Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value conclusion than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are seasoned in helping people just like you dismiss unnecessary PMI insurance.
Challenging Hawkins county's assessment of your property
If you live in a local area that is going down or not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. When challenging your property tax assessment, getting an appraisal from East Tennessee Real Estate and Appraisal is your best weapon.
HELOC recently frozen?
If your home is near a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow standpoint. A professional appraisal from East Tennessee Real Estate and Appraisal can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for efficiency? An appraiser from East Tennessee Real Estate and Appraisal can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have in your possession. Even though this is usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property.