Attention homeowners: Real estate appraisal services for in Rogersville and Hawkins County

See the top reasons TN homeowners order from East Tennessee Real Estate and Appraisal:

  1. Pre-listing appraisals (whether they're selling the home themselves or using an agent)
  2. Challenge Hawkins county's assessment of your propertyvalue
  3. Remove PMI to lower their monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a TN divorce, where real estate needs to be divided
  7. Determine the true market value of property in question to settle an estate

Need help determining the price of your house in or near Rogersville, TN?
Contact East Tennessee Real Estate and Appraisal.

At East Tennessee Real Estate and Appraisal, we understand the particular needs of a consumer looking for appraisal services. Our usual business clients are used to the appraisal process and the usual documents we provide. As our valued client, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Professional appraisers, like the ones at East Tennessee Real Estate and Appraisal, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value conclusion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. East Tennessee Real Estate and Appraisal is seasoned in helping homeowners just like you rid themselves of unwanted and unneeded PMI insurance.

Challenging property tax assessments

Lets say your home is not appreciating as much as other houses nearby -- your local tax assessor may have your house overvalued. This means you are most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from East Tennessee Real Estate and Appraisal is your strongest weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. East Tennessee Real Estate and Appraisal can help you reinstate your home equity line of credit with efficient appraisal.

We Provide Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for accuracy, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you Even though this is typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your property.