Attention homeowners: Real estate appraisal services for in Rogersville and Hawkins County

Here are the top seven reasons why TN homeowners call on East Tennessee Real Estate and Appraisal:

  1. Pre-listing appraisals (whether they're selling the home on their own or using an agent)
  2. Challenge Hawkins county's assessment of your propertyvalue
  3. To cut a mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a TN divorce, when real estate property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Hawkins county or TN

Do you own a home in or near Rogersville? Do you need help deciding the price of your real estate?
Contact East Tennessee Real Estate and Appraisal.

At East Tennessee Real Estate and Appraisal, we understand the individual needs of a consumer looking for appraisal services. Our typical business clients are used to the appraisal process and the customary reporting formats. As our valued client, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value judgement than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We're veterans in helping homeowners just like you delete undesirable PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if you live in a region that is going down or not appreciating as much as other houses close by. That means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. When contesting your property tax assessment, getting an appraisal from East Tennessee Real Estate and Appraisal is your best weapon.

Recently got a freeze your HELOC?

If your house is near a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. East Tennessee Real Estate and Appraisal can help you reinstate your home equity line of credit with efficient appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would wish to have a professional double-check it for preciseness or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? East Tennessee Real Estate and Appraisal offers field reviews where we go out and check the subject and comparables in question. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.